Terms & Conditions

Welcome to M Fahad Iqbal WD&D

These terms of service outline the rules and regulations for the use of M Fahad Iqbal WD&D’s Website.

M Fahad Iqbal WD&D is located at:

By accessing this website we assume you accept these terms of service in full. Do not continue to use
M Fahad Iqbal WD&D’s website if you do not accept all of the terms of service stated on this page.

The following terminology applies to these Terms of Service, Privacy Statement and Disclaimer Notice, and
any or all Agreements: “Client”, “You” and “You’re” refers to you, the person accessing this website
and accepting the Company’s terms of service. “The Company”, “Ourselves”, “We”, “Our” and “Us”, refers
to our Company. “Party”, “Parties”, or “Us”, refers to both the Client and ourselves, or either the Client
or ourselves. All terms refer to the offer, acceptance, and consideration of payment necessary to undertake
the process of our assistance to the Client most appropriately, whether by formal meetings
of a fixed duration, or any other means, for the express purpose of meeting the Client’s needs in respect
of the provision of the Company’s stated services/products, by and subject to, prevailing law
of United States. Any use of the above terminology or other words in the singular, plural,
capitalization, and/or he/she or they, are taken as interchangeable and therefore as referring to the same.

E-commerce

Digital Products and Services

M Fahad Iqbal WD&D offers digital products and services for sale through its website. By purchasing any digital product or service, you agree to the following terms:

1. Ordering and Payment 1.1. You may place an order for digital products or services by following the instructions provided on the website. The prices for the products or services will be displayed along with any applicable taxes or fees. 1.2. Payment for digital products or services must be made at the time of purchase. M Fahad Iqbal WD&D accepts payment through the available payment methods specified on the website. 1.3. You agree to provide accurate and complete information for the purchase and to update your information as necessary to ensure its accuracy.
2. Delivery of Digital Products 2.1. Upon successful completion of your payment, you will receive access to the purchased digital product or service through a download link or other appropriate means. 2.2. M Fahad Iqbal WD&D will make reasonable efforts to ensure the availability of the purchased digital product or service. However, technical issues or unforeseen circumstances may occasionally result in temporary unavailability. In such cases, M Fahad Iqbal WD&D will make reasonable efforts to resolve the issue and provide access to the product or service as soon as possible.
3. Intellectual Property Rights 3.1. All intellectual property rights, including copyright, in the digital products or services offered by M Fahad Iqbal WD&D are owned by M Fahad Iqbal WD&D or its licensors. 3.2. Upon purchase, M Fahad Iqbal WD&D grants you a non-exclusive, non-transferable license to use the digital product or service for personal, non-commercial purposes. You may not sell, distribute, modify, or reproduce the digital product or service without prior written consent from M Fahad Iqbal WD&D.
4. Refunds and Cancellations 4.1. Due to the nature of digital products and services, refunds are generally not provided unless required by applicable law or at the discretion of M Fahad Iqbal WD&D. 4.2. In the event of a cancellation or refund request, please contact M Fahad Iqbal WD&D at info@mfahadiqbal.com. M Fahad Iqbal WD&D will review the request on a case-by-case basis and determine the appropriate course of action.
5. Disclaimer of Warranty 5.1. M Fahad Iqbal WD&D makes no warranties or representations, express or implied, regarding the digital products or services offered. The products and services are provided “as is” without any warranty of any kind, including but not limited to, the implied warranties of merchantability or fitness for a particular purpose. 5.2. M Fahad Iqbal WD&D does not guarantee the accuracy, completeness, or usefulness of the digital products or services, and shall not be held responsible for any errors or omissions in the content.

Cookies

We employ the use of cookies. By using M Fahad Iqbal WD&D’s website you consent to the use of cookies
by M Fahad Iqbal WD&D’s privacy policy.

Most modern-day interactive websites
use cookies to enable us to retrieve user details for each visit. Cookies are used in some areas of our site
to enable the functionality of this area and ease of use for those people visiting. Some of our
affiliate/advertising partners may also use cookies.

License

Unless otherwise stated, M Fahad Iqbal WD&D and/or its licensors own the intellectual property rights for
all material on M Fahad Iqbal WD&D. All intellectual property rights are reserved. You may view and/or print
pages from www.mfahadiqbal.com/ for your personal use subject to restrictions set in these terms of service.

You must not:

1. Republish material from www.mfahadiqbal.com/
2. Sell, rent, or sub-license material from www.mfahadiqbal.com/
3. Reproduce, duplicate, or copy material from www.mfahadiqbal.com/

Redistribute content from M Fahad Iqbal WD&D (unless content is specifically made for redistribution).

User Comments

1. This Agreement shall begin on the date hereof.
2. Certain parts of this website offer the opportunity for users to post and exchange opinions, information,
   material, and data (‘Comments’) in areas of the website. M Fahad Iqbal WD&D does not screen, edit, publish, or review Comments before their appearance on the website and Comments do not reflect the views or
   opinions of M Fahad Iqbal WD&D, its agents, or affiliates. Comments reflect the view and opinion of the
   person who posts such a view or opinion. To the extent permitted by applicable laws M Fahad Iqbal WD&D shall
   not be responsible or liable for the Comments or any loss cost, liability, damages, or expenses caused
   and or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this
   website.
3. M Fahad Iqbal WD&D reserves the right to monitor all Comments and to remove any Comments that it considers
   in its absolute discretion to be inappropriate, offensive, or otherwise in breach of these Terms of Service.
4. You warrant and represent that:
   1. You are entitled to post the Comments on our website and have all necessary licenses and consents to
      do so;
   2. The Comments do not infringe any intellectual property right, including without limitation copyright,
      patent or trademark, or another proprietary right of any third party;
   3. The Comments do not contain any defamatory, libelous, offensive, indecent, or otherwise unlawful material
      or material that is an invasion of privacy
   4. The Comments will not be used to solicit or promote business or custom or present commercial activities
      or unlawful activity.
5. You hereby grant to M Fahad Iqbal WD&D a non-exclusive royalty-free license to use, reproduce,
   edit and authorize others to use, reproduce and edit any of your Comments in any forms, formats
   or media.

Hyperlinking to our Content

1. The following organizations may link to our Web site without prior written approval:
   1. Government agencies;
   2. Search engines;
   3. News organizations;
   4. Online directory distributors when they list us in the directory may link to our Web site in the same
      manner as they hyperlink to the Web sites of other listed businesses; and
   5. Systemwide Accredited Businesses except soliciting non-profit organizations, charity shopping malls,
      and charity fundraising groups which may not hyperlink to our Web site.

2. These organizations may link to our home page, to publications, or other Web site information so long
   as the link: (a) is not in any way misleading; (b) does not falsely imply sponsorship, endorsement or
   approval of the linking party and its products or services; and (c) fits within the context of the linking
   party’s site.
3. We may consider and approve in our sole discretion other link requests from the following types of organizations:
   1. commonly-known consumer and/or business information sources such as Chambers of Commerce, American
      Automobile Association, AARP, and Consumers Union;
   2. dot.com community sites;
   3. associations or other groups representing charities, including charity giving sites,
   4. online directory distributors;
   5. internet portals;
   6. accounting, law, and consulting firms whose primary clients are businesses; and
   7. educational institutions and trade associations.

We will approve link requests from these organizations if we determine that: (a) the link would not reflect
unfavorably on us or our accredited businesses (for example, trade associations or other organizations
representing inherently suspect types of business, such as work-at-home opportunities, shall not be allowed
to link); (b)the organization does not have an unsatisfactory record with us; (c) the benefit to us from
the visibility associated with the hyperlink outweighs the absence of M Fahad Iqbal WD&D; and (d) where the
link is in the context of general resource information or is otherwise consistent with editorial content
in a newsletter or similar product furthering the mission of the organization.

These organizations may link to our home page, publications, or other Web site information so long as
the link: (a) is not in any way misleading; (b) does not falsely imply sponsorship, endorsement, or approval
of the linking party and its products or services; and (c) fits within the context of the linking party’s
site.

If you are among the organizations listed in paragraph 2 above and are interested in linking to our website,
you must notify us by sending an e-mail to info@mfahadiqbal.com.
Please include your name, your organization name, contact information (such as a phone number and/or e-mail
address) as well as the URL of your site, a list of any URLs from which you intend to link to our Web site,
and a list of the URL(s) on our site to which you would like to link. Allow 2-3 weeks for a response.

Approved organizations may hyperlink to our Web site as follows:

1. By use of our corporate name; or
2. By use of the uniform resource locator (Web address) being linked to; or
3. By use of any other description of our Web site or material being linked to that makes sense within the
   context and format of content on the linking party’s site.

No use of M Fahad Iqbal WD&D’s logo or other artwork will be allowed for linking absent a trademark license
agreement.

Iframes

Without prior approval and express written permission, you may not create frames around our Web pages or
use other techniques that alter in any way the visual presentation or appearance of our Web site.

Content Liability

We shall have no responsibility or liability for any content appearing on your Web site. You agree to indemnify
and defend us against all claims arising out of or based upon your Website. No link(s) may appear on any
page on your Web site or within any context containing content or materials that may be interpreted as
libelous, obscene, or criminal, or which infringes, otherwise violates, or advocates the infringement or
other violation of, any third party rights.

Reservation of Rights

We reserve the right at any time and in its sole discretion to request that you remove all links or any particular
link to our Web site. You agree to immediately remove all links to our Web site upon such request. We also
reserve the right to amend these terms of service and its linking policy at any time. By continuing
to link to our Web site, you agree to be bound to and abide by these linking terms of service.

Removal of links from our website

If you find any link on our Web site or any linked website objectionable for any reason, you may contact
us about this. We will consider requests to remove links but will have no obligation to do so or to respond
directly to you.

Whilst we endeavor to ensure that the information on this website is correct, we do not warrant its completeness
or accuracy; nor do we commit to ensuring that the website remains available or that the material on the
website is kept up to date.

Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and the use of this website (including, without limitation, any warranties implied by law in respect of satisfactory quality, fitness for purpose, and/or the use of reasonable care and skill). Nothing in this disclaimer will:

1. limit or exclude our or your liability for death or personal injury resulting from negligence;
2. limit or exclude our or your liability for fraud or fraudulent misrepresentation;
3. limit any of our or your liabilities in any way that is not permitted under applicable law; or
4. exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and exclusions of liability set out in this Section and elsewhere in this disclaimer: (a)
are subject to the preceding paragraph, and (b) govern all liabilities arising under the disclaimer or
about the subject matter of this disclaimer, including liabilities arising in contract, tort
(including negligence) and for breach of statutory duty.

To the extent that the website and the information and services on the website are provided free of charge,
we will not be liable for any loss or damage of any nature.

Contact Information

If You require any more information or have any questions about Our Website’s Terms & Conditions, please feel free to contact Us through our contact page or by email at info@mfahadiqbal.com.